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WHAT YOU NEED TO KNOW ABOUT FIRE AND SMOKE DAMAGE
A FIRE CAN OCCUR AT ANY TIME AND THE DAMAGE IT CAN CAUSE IS FAR RANGING. ESPECIALLY INSIDIOUS IS HOW LINGERING SMOKE DAMAGE CAN CONTINUE TO HARM YOU AND YOUR FAMILY LONG AFTER THE FIRE IS OVER. When the unexpected happens, we will be there for you. We will fight with the insurance companies to REMEDIATE YOUR HOME AND get you paid on your claims. You don't get paid, we don't get paid. It's that simple.
- In California, wildfires cause substantial property damage due to drought conditions that continue to dry out forest land. Each significant fire season, property damage levels seem to be at record-breaking levels.
- What many homeowners who are affected by wildfires don’t know is that they may be entitled to available coverage for damages to their homes and personal property.
- That’s why it’s important for California homeowners who live in high risk areas to obtain as much insurance coverage for protection against wildfires.
- Besides property damage that results from the fire itself; short and long term health risks from smoke, soot and ash can occur if the home and property are not properly cleaned. It’s critical to review your insurance policy carefully and make sure you’re adequately protected.
- What does your homeowner’s policy cover? All homeowners insurance policies cover damages to your home caused by wildfires. Whether your home is entirely destroyed or there's ash smoke damage, you should be compensated by your insurance company. The average homeowner’s policy covers damages due to fires and in the event of your home being destroyed, your insurance company will pay to have your home rebuilt.
- When a home is not entirely destroyed by fire damage, this is called “partial losses.” It’s important to know that most insurance policies cover soot and ash damages caused by fires.
- How will know if there is smoke damage to your home? Even if there is no visible damage to your home, your home may still be infected with smoke, soot and ash. These particles get into your ventilation system and continue to circulate until it's professional cleaned by a professional home restoration company. Your home should also be assessed for extreme heat and other areas that you may not think to evaluate. That's why it’s important to have it thoroughly inspected by a qualified and experienced professional fire assessor!
- So, who pays for the thorough inspection and fix? You pay your insurance company without question for your home owner's insurance because it's mandatory to have in the state of California. However, insurance companies will go to the end of Earth in order to not pay you what you justly deserve. As attorneys and adjusters, we know ALL the insurance tactics and how to overcome them. We put the the insurance companies on notice that their dealing with someone they cannot take advantage of.
- PLEASE CALL US TODAY AT 310-861-2688 TO SPEAK WITH A LICENSED ATTORNEY TO EVALUATE YOUR CLAIM. WITH OFFICES NEAR LONG BEACH AND GLENDALE, WE ARE DEDICATED TO HELPING ALL THOSE AFFECTED BY FIRE AND PROPERTY DAMAGE THROUGHOUT CALIFORNIA.
Smoke Damage
Ash and soot from a fire is difficult to clean up and can damage your home. Insurance companies will do everything they can to NOT pay the homeowner. That's why you need someone on YOUR side to FIGHT for you!
Fire Damage
We work tirelessly to get the claims you deserve processed as quickly as possible so that you can move on with your life. Tragedy can strike at any moment, but we are here to help.